| References: [1] Francis, J. R., Maydew, E. L., Sparks, H. C. (1999). The Role of Big 6 Auditors in the Credible Reporting of Accruals. Auditing: A Journal of Practice & Theory, 18(2), 17-34.
[2] Date, G., Hossain, G. M. (2005). Genericness of a big bounce in isotropic loop quantum cosmology. Physical Review Letters, 94(1), 20-33.
[3] Grimm, E. C. (1984). Fire and Other Factors Controlling the Big Woods Vegetation of Minnesota in the Mid Nineteenth Century. Ecological Monographs, 54(3), 291-311.
[4] Khurana, I. K., Raman, K. K. (2004). Litigation Risk and the Financial Reporting Credibility of Big 4 versus Non-Big 4 Audits: Evidence from Anglo-American Countries. Accounting Review, 79(2), 473-495.
[5] Francis, J. R., Yu, M. D. (2011). Big 4 Office Size and Audit Quality. Accounting Review, 84(5), 1521-1552.
[6] Lawrence, A., Minutti-Meza, M., Zhang, P. (2011). Can Big 4 versus Non-Big 4 Differences in Audit-Quality Proxies Be Attributed to Client Characteristics? Social Science Electronic Publishing, 86(1), 259-286.
[7] Demirgüç-Kunt, A., Huizinga, H. (1999). Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence. The World Bank Economic Review, 13(2), 379-408.
[8] Angbazo, L. (1997). Commercial bank net interest margins, default risk, interest-rate risk, and off-balance sheet banking. Journal of Banking & Finance, 21(1), 55-87.
[9] Short, B. K. (1979). The relation between commercial bank profit rates and banking concentration in Canada, Western Europe, and Japan. Journal of Banking & Finance, 3(3), 209-219.
[10] DeYoung, R., Roland, K. P. (1999). Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Total Leverage Model. SSRN Electronic Journal, 10(May), 448-463.
[11] Wahlen, J. M. (1994). The Nature of Information in Commercial Bank Loan Loss Disclosures. Accounting Review, 69(3), 455-478.
[12] Grigorian, D. A., Manole, V. (2006). Determinants of Commercial Bank Performance in Transition: An Application of Data Envelopment Analysis. Comparative Economic Studies, 48(3), 497-522.
[13] Tan, M., Teo, T. S. H. (1998). Factors influencing the adoption of Internet banking. Journal of the AIS, 1(1es), 1—42.
[14] Sathye, M. (2016). Adoption of Internet banking by Australian consumers: An empirical investigation. International Journal of Bank Marketing, 17(7), 324-334.
[15] Wang Y S, Wang Y M, Lin H H, et al. Determinants of user acceptance of internet banking: An empirical study. Management Science Letters, 2014, 4(7), 501-519. |
